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Homeowner’s Insurance Cancelled Over Photo of Dog Posted to Facebook

Do you frequently publish footage of your canines to social media? Of direction you do! What else is Facebook for? Well, if you happen to’re insured via Nationwide, you might have considered trying to test your privateness settings…

When Melina Efthimiadis and her husband implemented to upload private umbrella legal responsibility insurance coverage to their Nationwide house owner’s coverage, they by no means imagined the difficulty that might apply. As phase of the utility procedure, the couple had to expose the quantity of canines they owned and their breeds.

The couple percentage their house with a Shih Tzu/Yorkie combine, a Hound, and a Hound/Lab combine. The couple crammed out the applying and waited for approval. Instead, they were given a cancellation letter from Nationwide. The insurance coverage supplier no longer best didn’t approve the extra coverage, they cancelled the couple’s present house owner’s insurance coverage bringing up that they’d “an ineligible dog breed that they failed to disclose.”

Nationwide claimed Melina had a Rottweiler combine breed, which they are saying is doubtlessly bad and ineligible for protection. So, how did Nationwide succeed in the belief concerning the couple’s canines? A snappy look at her Facebook web page the place she’d posted footage of her canines.

Images posted to Facebook led to a cancellation of house owner’s insurance coverage.

“They sent us the pictures that they had taken off of my Facebook page of my dog Zeus who is a lab/hound mix. In the picture, the dogs are running through the snow with their blankets on it just didn’t seem that threatening to me,” she advised ABC11.

Melina, a practising veterinarian, contacted Nationwide to tell them they had been improper about her canines’ breeds, which they’d decided via merely taking a look at a photograph. She despatched evidence to Nationwide, and the insurance coverage supplier rescinded the cancellation.

“Nationwide’s policy is to contact the member and agent to gather more information if there is uncertainty about a dog breed selection on an insurance application. Unfortunately, that policy was not followed in this instance. We have taken steps to rectify the situation to ensure a better experience for future Nationwide applicants,” a rep stated.

After resolving the warfare with Nationwide, Melina in the end determined to use some other insurance coverage supplier as a result of of the enjoy. She’s additionally extra cautious about what she posts to social media.

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